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High Value Homeowners Insurance in Santa Barbara, CA

Building Protection for Santa Barbara Residents with High Net Worth Homes

A home symbolizes family, comfort, and security. It serves as a reflection of the individuals residing within its confines – from the exterior framework to the interior atmosphere. However, a home also symbolizes an investment. For homeowners in Santa Barbara and the surrounding communities, this investment may exceed the value insured under a standard homeowners policy.

Keeping High Value Homes Secure

As an independent agency, we have the ability to truly put clients first and we have strong relationships with a collection of established carriers and underwriters. After consulting with clients, we turn to our trusted providers for the best policy forms and price. Often, our clients are able to bundle their coverage for additional savings.

Homeowners insurance tailored for high net worth clientele contains all the coverage offered under a traditional homeowners policy. However, the difference resides within the supplementary security supplied. A high value homeowners policy can ensure your home is rebuilt to its previous state or uncapped value – if extensive damaged occurs.

For your personal belongings, a traditional homeowners policy caps coverage for a variety of items, including jewelry, furs, and fine arts. This isn’t sufficient if the value of your belongings exceeds the coverage limits. Agents may recommend purchasing additional endorsements for these high-value items; however, through high value homeowners insurance, you can secure all items without the inefficiency of endorsements.

For more information on the insurance products and services we provide, please contact us at your convenience.

Agents Architecting Adequate Insurance Coverage

At Deyette McCloskey & Associates, we are dedicated to serving our clients however we can. Each high-value home we insure is distinct, as are the clients who own them. We work one-on-one with these individuals to confirm their expectations are exceeded. Service continues long after the policy purchasing process and we make a point to be available for our clients at all times. Don’t let your wealth of assets remain unprotected from risk. If you’re ready to begin building an appropriate homeowners policy, request a quote.

Additional Resources

Our Location

Deyette McCloskey & Associates

4222 Market St. Suite D
Ventura, CA 93003
Main office: 805-283-6506
Toll free: 866-444-9889

Our Providers

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.