Auto Insurance in Santa Barbara, CA, Ventura, CA and Surrounding Areas
Security and Confidence behind the Wheel
Auto insurance provides protection against risks related to vehicle ownership and operation. These risks vary in complexity and severity. Some are as simple as collisions and others are as involved as injuries and medical payments. Regardless of the risk, it is important to have an auto policy that provides you and other drivers with protection and ultimately, peace of mind.
Accidents can happen at any time and cause a variety of damages. For this reason and others, it is important to be prepared. At Deyette McCloskey and Associates, we understand the risks that drivers face and we know how to prepare you for these risks. We offer comprehensive auto policies that provide coverage that protect you and your assets and keep you financially secure.
We develop our policies with consultations. We work directly with you to uncover your needs and to match these needs with optimal policies. We also ensure your ongoing protection by touching base with you between annual reviews. Additionally, we’re here when you need us. Our staff is available to help you, whether it’s online, over the phone, or in person, in any way you need.
Whether it’s protection against collision damages, uninsured or underinsured drivers, theft, or other liabilities that you need, we will provide you with the protection you deserve.
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What does Auto Insurance cover?
Auto insurance policies are usually built around general liability coverage and are designed to meet state-minimum requirements. This type of coverage is overarching and provides broad risk protection. Included in general liability coverage are collision damages, injury costs, rental costs, and others.
We also offer specialty roadside assistance options, including On Your Side customer service, member discounts, and Roadside Assistance Plus, which involves turn-by-turn directions, emergency-message relay, and trip interruption coverage.
For most drivers, general liability is not enough. In order to acquire protection that ensures financial security and general wellbeing, each driver must include additional coverage options in his or her auto policy. These coverage options range from simple and inexpensive to complex and pricey. They include personal umbrella; towing and labor; and fire, storms, and other forms of comprehensive coverage.
At Deyette McCloskey, we offer a vast array of coverage options to ensure your protection.
These options include:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Accident Forgiveness
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Medical Payments Coverage
Selecting coverage options and purchasing auto policies can be complex and challenging. For this reason and others, it is important to speak with a specialist before making any auto coverage decisions. Our specialists will help you understand your options and will guide you through the coverage selection and policy-purchasing processes.
Why Deyette McCloskey Insurance?
We have more than twenty years of experience delivering risk control solutions. We also have extensive long-term relationships with diverse groups of insurance carriers and a vast claims network. Our experience and resources help us resolve claims quickly and efficiently and provide maximum coverage at the lowest premiums.
Our dedication to your continuing financial security and to your satisfaction is expressed in every service we provide. Our consultative approach to policy development ensures that you receive the coverage you need. Our personal approach to providing services ensures that each interaction you have with us is pleasant, constructive, and economical.
We think of you as a collaborator and a partner, not just a client. Each day we earn your trust and build a long-lasting relationship with you through that trust. This relationship is the cornerstone of our business.
If you are interested in more information or would like to know about your policy options, please contact us or receive your Free Quote today.
Deyette McCloskey is proud to provide auto insurance solutions in Santa Barbara, Goleta, Ventura, Carpinteria, Newbury Park, Bakersfield, and surrounding areas in California.