Flood Insurance in Santa Barbara and Goleta, CA
KEEPING HOMEOWNERS IN SANTA BARBARA AND THROUGHOUT SOUTHERN CALIFORNIA PROTECTED AGAINST FLOOD RISK
Structure damage, lost valuables, destroyed piping and electrical systems, and permanently damaged resources are all potential results of floods, which can occur at any time and can also do a variety of damages. In California floods are not uncommon, and for this reason among others, homeowners need protection. One of the best ways to get necessary protection is to purchase flood insurance. At Deyette McCloskey & Associates we have a complete flood insurance program, and through this program we write fully protective, customized solutions for homeowners in Santa Barbara and throughout Southern California.
FLOOD INSURANCE COVERAGE DETAILS
The federal government provides flood insurance, but independent agents like us can write it. This is an advantage for homeowners because independent agents can provide limits and rates that are appropriate for individual policyholders. The federal government cannot provide what independent agents do.
We write up to $250,000 in coverage for dwellings and up to $100,000 in coverage for contents. The coverage that we write protects homes, the contents of homes, and various assets. Rates for flood insurance are determined in part by the levels of flood risk that homeowners face. To find out what level of flood risk homeowners in the area in which you live face, use the FEMA Flood Map Service Center’s search tool.
SKILLED, EXPERIENCED AGENTS KEEPING YOU AND YOUR HOME SECURE
We use an advanced agency management system in order to get notices of renewals at least 60 days before renewals are set to occur. This ensures that the 30-day waiting period for initiating flood insurance coverage never hinders clients’ abilities to be properly covered.
We take a proactive role with you, and this means that if your home suffers flood damage and you therefore file a claim, we support you. We help you get through a claim and we also ensure that you get what you deserve from insurance companies. We’re not only your insurers, but we’re your advocates as well.
ADDITIONAL FLOOD INSURANCE INFORMATION:
- California Flood Insurance Information and Resources (The California Department of Insurance)
- Flood Insurance Facts and Resources (The Insurance Information Institute (III))
- Flood Insurance Details and Resources (The National Association of Insurance Commissioners (NAIC))
We’re proud to provide flood insurance in Santa Barbara, Goleta, Ventura, Carpinteria, Newbury Park, and Bakersfield, CA. We also serve other areas in the state.